Protect Yourself From Fraud
Fraud is a deliberate deception of a buyer by a seller in order to obtain an unfair gain. All states have consumer protection acts that protect consumers against deliberate fraud. Check out these articles for all the tips you need to make sure you do not become a victim of fraud. Fraud Resources
The FACT Act: Your Protection Against Identity Theft
The Fair and Accurate Credit Transactions Act of 2003 (FACT Act) is an amendment to the Fair Credit Reporting Act (the law that regulates credit reporting agencies). It is an important tool in the fight against identity theft. Read More…Opens in New Window
How to Remove Credit Report Errors in Three Steps
What do you do when you spot an inaccuracy on your credit report? Take steps to dispute it. Because of the Fair Credit Reporting Act, cleaning up your own credit report is usually quick and easy. Credit reporting agencies (often called credit bureaus) should only report accurate and current information. Read More…Opens in New Window
Your Credit Score: Everything you Need to Know
Your credit score can have a major impact on your life. Not only do creditors typically check your score when deciding whether or not to approve your loan application and what interest rate to charge you if you are approved, but landlords, insurance companies, and even employers often check it as well. Having a good score can help you achieve your goals quickly and at the lowest possible cost. Read More…Opens in New Window
A Complete Guide: Your Credit Report
750. 670. 620. 575. You may not think about them every day, but your credit report and the three little digits that make up your credit score probably influence your life in many ways. They can a ffect the cost of credit you receive, your ability to rent or buy a home, the insurance rates you pay, and even the jobs you can get. By understanding the reporting and scoring process, your consumer rights, and how to recover from inaccuracies and guard against identity theft, you can establish and maintain a stellar credit report and score. Download NowOpens in New Window
Financial Fitness Minute Videos
Financial Fitness Minute: Guarding Against Identity Theft
Learn about the four ways your info moves in and out of your financial castle in less than two minutes. Play the VideoOpens in New Window
Financial Fitness Minute: Your Credit Score
Find out what goes into your credit score and how it's calculate in just over two minutes. Play the VideoOpens in New Window
Podcast: The World of Credit Reports
Find out in just twelve minutes about credit reporting agencies, what's in your credit report, understanding credit scores, how to improve your credit standing, and your consumer rights and identity theft. Listen Now (Transcript Available)Opens in New Window
Get More Credit Score & Report Resources
We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. Check out the Credit Reports & Score Toolkit from BALANCEOpens in New Window
