Online Security

e-Branch Online Banking Security

Our online banking platform uses Multi-Factor Authentication to ensue proper security. 

How it Works

You will complete a simple, one-time enrollment process the first time you log in, which is as follows:

• Your User ID is JS in uppercase plus your Account Number. (For example: JS12345)
• Your Password is the last four digits of the Social Security Number of the first person on the account, followed by the first four letters of that member’s last name in uppercase. (For example: 7890ABCD)
• Once logged in, when the “Protect your account with 2-step verification” screen appears, select “Get Started”. Choose from text message or Authenticator app. Follow the instructions for the chosen method. Select “Done”. When the “User Agreement” appears, please review it and select “Accept”.

Your Account Is Easily Protected

This enhanced security does not require any additional hardware or software. All of the identification and validation takes place behind the scenes — creating a silent but secure login. The protection of your financial information and the security of your online transactions are very important to us.

Mobile App Security

You can rest easy because the JSFCU Mobile Banking app uses the latest security measures including “out-of-band” user authentication when you register your account.  Plus, a personal PIN replaces your traditional User ID and Password to unlock your app and data.

General Website Security

The Jersey Shore website uses 256-bit encryption, one of the most secure encryption methods available, to protect the data entered on our website. You can rest assured the information you enter at jerseyshorefcu.org is encrypted, stored in a safe environment and never sent over email. Our web servers and databases are fully managed within a 5-tier security system and protected by a web application firewall as an additional level of security.