Insurance
Sometimes life can hand you the unexpected. That's why we offer a variety of insurance plans to help you weather the storm.

TruStage™ Insurance Products

You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with the dedicated team of insurance professionals at TruStage to bring you a variety of quality insurance programs.

TruStage Auto & Home Insurance Program

Working with carefully selected insurance partners, the TruStage Auto & Home Insurance Program† can provide discounted rates for credit union members, online services and 24/7 claims service.

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings. Get a free quote onlineOpens in New Window or by calling 1-855-483-2149.

Free TruStage Accidental Death and Dismemberment Insurance

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company.† AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1,000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates. Get your no-cost AD&D coverage onlineOpens in New Window or call by calling 1-855-612-7911.

Contact Information for AD&D Policies Purchased Prior To July 1, 2014

Effective July 1, 2014, our Accidental Death and Dismemberment Insurance provider changed to TruStage Insurance Agency, LLC. However, if you had previously purchased the Hartford Insurance Accidental Death and Dismemberment policy, which will continue to be valid, and have questions in regards to that insurance policy, please call the Hartford's customer service center at 1-800-252-2148.

TruStage Life Insurance

Exclusively for credit union members, we offer TruStage Life Insurance Policies† to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage. Learn more onlineOpens in New Window or by calling 1-855-612-7909.

TruStage Health Insurance

Simplify your search for affordable health care. You may add or modify your health insurance during the federal open enrollment period. However, some major life changes could qualify you to buy health insurance any time of year:

  • Family changes like getting married or the birth (or adoption) of a baby
  • Loss of health coverage from your employer

Events like these (and others) mean you may have 60 days to buy health insurance or you could miss your opportunity.

The TruStage Health Insurance Program† with GoHealth can help. Simply call 1-888-416-2166 to get started or visit TruStageHealth.com.Opens in New Window

GAP Protection

If your vehicle is declared a total loss, either in an accident or due to theft, your auto insurance should cover the replacement value, but you will still remain liable for any difference between the insurance settlement and the remaining loan balance. GAP insurance covers that gap for you so you don't end with a car payment but no car.

Contact us for more information. If you're applying for an auto loan, your loan officer will provide pricing and the option to add GAP during the loan process.

Extended Vehicle Warranty

Most major car repairs occur after the factory warranty period ends. Extend your vehicle warranty to avoid paying for unexpected and expensive repairs down the road. Your Jersey Shore membership can save you up to 50% off dealer pricing for a Vehicle Service Agreement (VSA). We've teamed up with Intercontinental Warranty Services to provide you with a more affordable means of protection for your new or eligible pre-owned vehicle. You may be eligible for coverage even if you don’t currently have an auto loan with Jersey Shore Federal Credit Union.

Here are some of the many benefits:

  • Low Deductible
  • Nationwide protection for new and eligible pre-owned cars, 12 years old and newer, with up to 150,000 miles on the odometer
  • Transferable Warranty
  • Towing up to $100 (max per claim)
  • Car Rental up to $500 ($50/day up to 10 days)
  • Trip Interruption Expenses up to $300 ($100 a day up to 3 days)
  • Travel Expenses up to $225
  • Increased Vehicle Resale Value
  • 60-day cancellation option with 100% refund
  • Roadside Assistance up to $80 (per incident)
      • Flat tire
      • Fluid Delivery
      • Jumpstart
      • Lock-out protection

Plus, the following new options are now available:

  • Accidental Loss Refund (optional coverage to protect against total loss due to collision or acts of nature only)
  • KeyGuard (optional coverage for key/transponder replacement)
  • Powersports Warranty Option for motorcycles, All Terrain Vehicles (ATVs), personal watercraft and snowmobiles.

Contact us for more information. If you're applying for an auto loan, your loan officer will provide pricing and the option to add an Extended Vehicle Warranty during the loan process.

Debt Protection with Life Plus

Help protect your loan. Help preserve your standard of living.

Thinking about taking out a loan to make home improvements or buy a vehicle? You should take steps to protect you and your family in case something unforeseen happens. You’re betting you can pay back your loan and you won’t lose your job (through no fault of your own), or become disabled (due to injury or illness), or need to take family leave, or pass away, which could leave your family responsible for your loan balance.

Jersey Shore Debt Protection with Life Plus†† is a voluntary loan-payment protection product designed to help you get relief from loan payments if a protected life event unexpectedly happens to you.

Contact us for more information. If you're applying for a loan, your loan officer will provide pricing and the option to add Debt Protection during the loan process.

Family Security Plan Customers

If you previously purchased an insurance plan with Family Security Plan underwritten by Trustmark, it is now with Combined Insurance Company of America, and in New York, Combined Life Insurance Company of New York. You can reach Family Security Plan at 1-800-243-2292.

†TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. MAH-1112-4AA6
TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ADD-1112-225E
TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. LIFE-1112-C9B
The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. © TruStage Insurance Agency, 2014 All Rights Reserved.

††Your purchase of Jersey Shore Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms Jersey Shore Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

DP-1221231.1-0615-0717, © CUNA Mutual Group 2015, All Rights Reserved.