Little Stars Kid Club
Jersey Shore FCU welcomes members of all ages!
Children under the age of 13 are automatically enrolled in Little Stars Club. This club is designed to teach them that saving money can be fun, and it works to instill an important habit to start at an early age. Kids receive a membership kit and we offer periodic special events and coloring contests too. Just like every other share account holder, kids get a statement in the mail every three months.
For fun games, extra financial advice, and other great activities please visit these websites!
MyCreditUnion.gov is a great way to learn all about Credit Unions and what makes them unique. You will also be able to play fun games all while learning about the different aspects of finance. Great for all ages! Click the image to take you there.
Bizkids.com is a great way to get your business mind flowing. Here you can play their three featured games, Break the Bank, Bring Home the Bacon, and Dollar a Glass. You can also find educational links to learn more about being a young entrepreneur. Great for all ages! Click the image to take you there.
ABCYa.com is an awesome website to learn the basics of money and counting. Play our favorite kids game money bingo and learn how to count up all those dollar and cents. Perfect for ages 4-12. Click the image to take you there.
KidsFinance.com is the perfect website to teach you the important lessons of saving and investing. Here you can also learn the history of money as well as play some fun games and puzzles .Awesome for ages 5-10! Click the image to take you there.
KidsMathGames.com is a fun way to learn about money and math online. Play great games focused around money counting and shopping. Great for ages 5-13. Click the image to take you there.
RichKidSmartKid.com is a website dedicated to improving your financial knowledge. Play fun business and money based games that teach kids important lessons. Great for all ages. Click the image to take you there.
You’re growing up and
assuming more responsibilities. And maybe you’re getting an allowance for some
of those chores you do around the house. Perhaps your relatives have finally
started giving you cash for your birthday.
Now that you have
gotten a little taste of that financial freedom here are a couple great ways to
gain some extra cash!
Chores around the house, they might not be the
most exciting but an allowance is a great way to get started
If the weather is nice make a lemonade stand,
it’s never too early to start working on that business mind
Walk dogs for friends and family, if you like
spending time with furry friends than this is a smart choice
Set aside old unwanted toys and sell them at
your families next garage/yard sale
Be creative! There are many other ways young
kids can begin to start earning some money
Now that you're
earning money, it’s very important that you start to save; this is a list of
Saving money can help you buy things you don’t
have enough money for right now
Saving means you will have money in case of
It will make you happy to see your money pile
up and your hard work pay off
As you get older you will have more freedom to
buy the things you want
If you want to start
saving and earning dividends at the same time, ask your parent or guardian to
help you open a credit union account. Then you can look at your statements
together and see how your money has grown!
Creating a Budget
Creating a budget and
saving money isn’t easy. It takes a little practice and a lot of discipline.
What’s great about budgeting is that anyone can do it no matter how old they
are! Here are some steps to get you on your way:
Set goals for your
money and what you plan to use it for
Figure out how much
you make and spend each month
Set aside money for
the things you definitely need and can’t live without
Separate your money
into spending and savings
Put your plan into action
and watch your money build up
Review your plan to
make sure it’s working for you!
Saving Money While You
Saving money isn’t
just about putting money in a savings account. You can also save money by being
a smart shopper. Here are some ways to stretch those dollars:
Make sure you never purchase anything that you
will not use
Make sure not to purchase anything you cannot
Try not to pay full price for anything, more
often than not there is a coupon available!
Shop online to look for the best deal on items