Home Equity Loan Sale
Apply now to lock in a fixed rate as low as 3.24% APR*
and use it for any reason, including:
- Consolidate high-rate loans you have elsewhere
- Pay for college or consolidate student loans
- Buy a vehicle, motorcycle, boat, or RV
- Plan your child's dream wedding
- Make home improvements
- Take a relaxing vacation
- Any reason at all
You can borrow up to 80% of your home's appraised value, minus any first mortgage amount and liens, up to $250,000. There's no application fee, no points to pay, and no processing fee for loans over $20,000. A fixed rate loan makes it easy to budget your payments. With this loan, you borrow a lump sum and enjoy both a fixed rate and uniform monthly payments up to 60 months.
Ask us about homeowner’s insurance
and payment protection insurance. Working with carefully selected insurance partners, these programs provide discounted rates for you, as a credit union member.
There are several convenient ways to apply:
*Annual Percentage Rate (APR) is based on 80% loan to value in first lien position, 70% loan to value if second lien position, maximum $250,000, 60-month term, and creditworthiness. Rates 1.00% APR higher for investment properties. Your APR may be higher. Consult a tax advisor about interest deductibility. Other rates and longer terms available. Processing fee of $250 for loans under $20,000. New accounts require a minimum $25 deposit. Rates effective April 1 - June 30, 2017. Offer may change without notice. Restrictions may apply. Call for complete details. Federally Insured By NCUA. Equal Housing Lender.
- In person at any office
- Online loan application using our e-Loan
- Call (609) 646-3339 or toll-free at 1-888-322-2848