CO-OP Shared Branch and Surcharge-Free ATMs

As our members, you have access to one of the largest branch networks nationwide in the financial industry through CO-OP Shared Branch. Plus, you have access to nearly 85,000 Surcharge-Free ATMs with CO-OP and Allpoint ATM networks.

CO-OP Shared Branch

To access your account at a CO-OP Shared Branch location, you'll need three things:*
  1. The name of your credit union
  2. Your account number
  3. A valid U.S. state, county, federal, or city government-issued picture identification with signature
    *Additional rules may apply for you to transact business on your account
Find a CO-OP Shared Branch and download the app at or call 1-888-SITE-CO-OP.

Nearly 85,000 Surcharge-Free ATMs

Use nearly 30,000 surcharge-free CO-OP ATM locations at convenient places like 7-Eleven and Target Stores. Just visit or call 1-888-SITE-CO-OP. Plus, you have access to over 55,000 Surcharge-Free Allpoint ATM locations. Locate Allpoint ATMs and download the app at

Learn more about Shared Branching with this quick video.