Drive Down Your Monthly Payments!

Drive Down Your Monthly Payments!
When you move your auto loan from another financial institution to us, you may be able to reduce your monthly payments! Plus, enjoy no payments for 90 days!

Put The Breaks On Your Payments For 3 Months


By putting the breaks on your auto loan payments for 3 months, you'll have extra money to enjoy life even more! You'll even have extra money for the upcoming holidays! 

Auto Loan Rates

Effective Jan 1, 2021
Model Year Max Amount Financed Est. Term APR* as low as
2021 or Newer & 2020 Untitled Under 75% LTV** Up to 60 Months 2.44%
2021 or Newer & 2020 Untitled 75% to 100% LTV** Up to 60 Months 2.69%
2020 titled, 2019, and 2018 Under 75% LTV** Up to 60 Months 2.69%
2020 titled, 2019, and 2018 75% to 100% LTV** Up to 60 Months 2.94%

Ask about our longer terms, higher loan-to-value, and older car financing.
*APR = Annual Percentage Rate. Rates reflect .25% APR off for auto pay from a Jersey Shore checking account with direct deposit. High mileage on used vehicles may limit term and increase rate. **LTV = Loan To Value

Apply Today!

This offer starts September 15 and runs through November 30, 2021.

Our Call Center Hours are Monday to Friday, 9:00 a.m. to 5:00 p.m.; Saturday, 9:00 a.m. to 1:00 p.m.

Debt Protection with Life Plus

Jersey Shore Debt Protection with Life Plus is a voluntary loan-payment protection product designed to help you get relief from loan payments if a protected life event unexpectedly happens to you. Learn more about Debt Protection with Life Plus.

Eligible members may elect to defer their first payment for 90 days. However, the interest continues to accrue during the deferment period. This offer is valid for vehicle loans currently financed with another financial institution. This offer DOES NOT apply to vehicles already financed at Jersey Shore Federal Credit Union. With no payments for 90 days, it calculates to 60 monthly payments of $17.80 per $1,000 borrowed at 2.44% APR and 60 monthly payments of $17.92 per $1,000 borrowed at 2.69% APR.