| Model Year |
Max Amount Financed |
Est. Term |
APR* as low as |
| 2019 or Newer & 2018 Untitled |
Under 75% LTV** |
Up to 60 Months |
2.44% |
| 2019 or Newer & 2018 Untitled |
75% to 100% LTV** |
Up to 60 Months |
2.69% |
| 2018 titled, 2017, and 2016 |
Under 75% LTV** |
Up to 60 Months |
2.94% |
| 2018 titled, 2017, and 2016 |
75% to 100% LTV** |
Up to 60 Months |
3.19% |
Ask about our longer terms, higher loan-to-value, and older car financing.
*APR = Annual Percentage Rate. Rates reflect .25% APR off for auto pay from a Jersey Shore checking account with direct deposit. High mileage on used vehicles may limit term and increase rate. **LTV = Loan To Value
| Transaction |
Intro APR* |
Intro Term |
APR* |
| Purchases |
1.99% |
12 Months |
10.24% to 18.00% |
| Balance Transfers |
1.99% |
12 Months |
10.24% to 18.00% |
| Cash Advances |
n/a |
n/a |
18.00% |
| Transaction |
Intro APR* |
Intro Term |
APR* |
| Cash Advances |
n/a |
n/a |
18.00% |
| Purchases |
1.99% |
12 Months |
15.15% |
| Balance Transfers |
1.99% |
12 Months |
15.15% |
| Max Amount Financed |
Est. Term |
APR* as low as |
| Up to 85% LTV** up to $250,000 |
Up to 60 Months |
3.99% |
| Up to 85% LTV** up to $250,000 |
Up to 84 Months |
4.29% |
| Up to 85% LTV**up to $250,000 |
Up to 120 Months |
4.49% |
| Up to 85% LTV** up to $250,000 |
Up to 180 Months |
4.69% |
Rates 1.00% APR higher for Investment Properties. With our closed-end Home Equity Loan you can borrow a set amount for any reason. Contact us for complete details. Investment property Home Equity Loan credit limit is up to $50,000. *APR = Annual Percentage Rate. **LTV = Loan To Value. ***85% Available to 1st lien position only. Consult a tax advisor about interest deductibility.
| Max Amount Financed |
Est. Term |
APR* as low as |
| Up to 85% LTV** up to $250,000 |
Open End |
5.50% |
Our variable rate Home Equity Line of Credit (HELOC) allows you to establish your credit limit up to $250,000. Investment property HELOC credit limit is up to $50,000. Use it for any reason. Contact us for complete details. *APR = Annual Percentage Rate.**LTV = Loan To Value ***85% Available to 1st lien position only. Consult a tax advisor about interest deductibility.
| Type |
Max Amount Financed |
Est. Term |
APR* as low as |
| Fixed-Rate Personal Loan Sale** |
$500-$20,000 |
Up to 60 Months |
6.95% |
| Variable-Rate Line of Credit |
$500-$2,000 |
Revolving |
14.50% |
| Share and Share Certificate Secured Loan |
Up to 100% |
Up to 60 Months |
2.50% APR* above dividend rate being earned on the Share Savings or Share Certificate. |
Ask about our longer terms and rates.
*APR = Annual Percentage Rate.
**Personal Loan Sale is valid August 1 - September 14, 2019 and based on credit worthiness. Subject to change without notice. Existing Jersey Shore Federal Credit Union loans not eligible for this rate. Example: 60 monthly payments of $19.78 per $1,000 borrowed at 6.95% APR.
| Model Year |
Max Amount Financed |
Est. Term |
APR* as low as |
| 2019 and newer & 2018 Untitled |
Up to 100% LTV** |
Up to 60 Months |
5.74% |
| 2018 titled and older |
Up to 100% LTV** |
Up to 60 Months |
6.74% |
Ask about our longer terms and rates.
*APR = Annual Percentage Rate. **LTV = Loan To Value
| Max Amount Financed |
Est. Term |
APR* as low as |
| $300 - $5,000 |
Up to 48 Months |
12.75% |
This loan is designed to improve your credit worthiness. *APR = Annual Percentage Rate.
