Model Year |
Max Amount Financed |
Est. Term |
APR* as low as |
2022 or Newer |
Under 75% LTV** |
Up to 60 Months |
2.44% |
2022 or Newer |
75% to 100% LTV** |
Up to 60 Months |
2.69% |
2021, 2020, and 2019 |
Under 75% LTV** |
Up to 60 Months |
2.69% |
2021, 2020, and 2019 |
75% to 100% LTV** |
Up to 60 Months |
2.94% |
Ask about our longer terms, higher loan-to-value, and older car financing.
*APR = Annual Percentage Rate. Rates reflect .25% APR off for auto pay from a Jersey Shore checking account with direct deposit. High mileage on used vehicles may limit term and increase rate. **LTV = Loan To Value
Transaction |
Intro APR* |
Intro Term |
APR* |
Purchases |
1.99% |
12 Months |
8.24% to 18.00% |
Balance Transfers |
1.99% |
12 Months |
8.24% to 18.00% |
Cash Advances |
n/a |
n/a |
18.00% |
Transaction |
Intro APR* |
Intro Term |
APR* |
Cash Advances |
n/a |
n/a |
18.00% |
Purchases |
1.99% |
12 Months |
15.15% |
Balance Transfers |
1.99% |
12 Months |
15.15% |
Max Amount Financed |
Est. Term |
APR* as low as |
Up to 85% LTV** up to $250,000 |
Up to 60 Months |
2.99% |
Up to 85% LTV** up to $250,000 |
Up to 84 Months |
3.19% |
Up to 85% LTV**up to $250,000 |
Up to 120 Months |
3.49% |
Up to 85% LTV** up to $250,000 |
Up to 180 Months |
3.99% |
Rates 1.00% APR higher for Investment Properties. With our closed-end Home Equity Loan you can borrow a set amount for any reason. Contact us for complete details. Investment property Home Equity Loan credit limit is up to $50,000. *APR = Annual Percentage Rate. **LTV = Loan To Value. ***85% Available to 1st lien position only. Consult a tax advisor about interest deductibility.
Max Amount Financed |
Est. Term |
APR* as low as |
Up to 85% LTV** up to $250,000 |
10 Year Draw Period |
3.50% |
Our variable rate Home Equity Line of Credit (HELOC) allows you to establish your credit limit up to $250,000. Investment property HELOC credit limit is up to $50,000. Use it for any reason. Contact us for complete details. *APR = Annual Percentage Rate.**LTV = Loan To Value ***85% Available to 1st lien position only. Payment based on current rate and 240 month term. Maximum variable is 18.00% APR with a floor of 3.50% APR. Consult a tax advisor about interest deductibility.
Type |
Max Amount Financed |
Est. Term |
APR* as low as |
Fixed-Rate Loan |
$500-$20,000 |
Up to 48 Months |
6.95% |
Variable-Rate Line of Credit |
$500-$2,000 |
Revolving |
14.50% |
Share and Share Certificate Secured Loan |
Up to 100% |
Up to 60 Months |
2.50% APR* above dividend rate being earned on the Share Savings or Share Certificate. |
Ask about our longer terms and rates.
*APR = Annual Percentage Rate.
Model Year |
Max Amount Financed |
Est. Term |
APR* as low as |
2022 and newer |
Up to 100% LTV** |
Up to 60 Months |
5.74% |
2021 and older |
Up to 100% LTV** |
Up to 60 Months |
6.74% |
Ask about our longer terms and rates.
*APR = Annual Percentage Rate. **LTV = Loan To Value
Max Amount Financed |
Est. Term |
APR* as low as |
$300 - $5,000 |
Up to 48 Months |
12.75% |
This loan is designed to improve your credit worthiness. *APR = Annual Percentage Rate.