First Mortgages
We provide solutions for all of your mortgage needs through our partnership with Member First Mortgage. From purchasing your first house to refinancing, we offer programs to help you finance your home.
Make A House YOUR Home!
NEW Adjustable Rate Mortgage (ARM) Options
Lock in a lower rate with an Adjustable Rate Mortgage. We offer three options to best fit your goals and budget.
- 10/1 Adjustable Rate Mortgage
- 7/1 Adjustable Rate Mortgage
- 5/1 Adjustable Rate Mortgage
Learn more about our Adjustable Rate Mortgages.
Plus, We Also Offer A Variety Of Other Mortgage Options
You’ll find low down payment mortgage options, competitive rates, and low closing costs.
- NEW! Construction Loans
- Freddie Mac and Fannie Mae Fixed Rate
- Home Possible (Freddie Mac)
- HomeReady (Fannie Mae)
- FHA, VA, and USDA/Rural Development
- Jumbo Loans
Member First Mortgage can finance a home in most States but not New York. If you are purchasing a home in New York, please reach out to our credit union at (609) 646-3339, Option 2, to learn about another mortgage option.
Get Started Today!
- Get a rate quote or apply securely online now.
- Visit any branch location to get started.
- Contact Mortgage Consultant Chris Papagni by phone at (973) 937.4934 or email chris.papagni@memberfirstmortgage.com
All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC is an affiliate of Jersey Shore Federal Credit Union. Jersey Shore Federal Credit Union: 1434 New Road, Northfield, NJ 08225 | (609) 646-3339 | NMLS ID: 771969 |. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532 | Chris Papagni is authorized to represent Jersey Shore FCU | NMLS ID: 282725 | Equal Housing Opportunity.
