The Jersey Shore Mastercard introductory rate applies to purchases made during the first 12 months and balance transfers made within the first 90 days of account opening. We also offer a Secured Mastercard to help those with less-than-ideal-credit get a lower rate.
*APR = Annual Percentage Rate. No Balance Transfer Fee. Balance transfer cannot be used to pay off a Jersey Shore Federal Credit Union loan. See full Terms and Disclosures (PDF)Opens in New Window and Mastercard Account Agreement (PDF)Opens in New Window
Other cards may offer a 0% introductory rate but they also charge a balance transfer fee. Compare to the Jersey Shore Mastercard with no balance transfer fee and discover the savings:
There are several convenient ways to apply for a Jersey Shore Mastercard:
Member Service Representatives are available to take your loan application by phone during business, evening and weekend hours. Check our Call Center Hours for availability.
Accessing and managing your credit card account has never been easier! Use e-Branch, our online banking system, to view balance and transactions, make payments, enroll in e-Statements, set alerts and even request a balance transfer. Learn more and enroll in e-Branch.
The Jersey Shore Mastercard 12 month 1.99% APR* introductory rate applies to balance transfers made within the first 90 days of account opening. Best of all there's no balance transfer fee!
You can complete a balance transfer online using e-Branch, or our JSFCU Mobile Banking App, or JSFCU Card App. Just click on the Dashboard (located under the 3 hamburger lines)>Select Credit Card Icon>Credit Card Controls and you’ll see ""Quick Links" on the right side of the page. Simply select the "Balance Consolidation" link and fill in all requested information. Remember, you can make balance transfers up to your available credit card limit.
Manage your credit card on the go with the free JSFCU Card app or JSFCU Mobile Banking App iPhone and iPad*Opens in New Window and Android deviceOpens in New Window users:
Our automated Fraud Alert System will contact you by text, phone, or email. You can take action the second you receive your alert – by texting the provided command word, interacting with the automated system on the phone, or calling the Fraud Department number in the email. Simply follow the instructions to answer questions regarding your recent card activity. If you do not respond to the text, calls, or emails then your card may be blocked for suspected fraud.
Your Jersey Shore Platinum Mastercard comes with many extra benefits:
To report a lost or stolen credit card, please call 1-800-449-7728. If out of the country, members can call collect 1-727-299-2449. You can also report a lost or stolen credit card using the JSFCU Card mobile app or e-Branch.