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  • 609-646-3339
  • Routing # 231277440
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  • % Rates
    • New Auto Loans
      APR* as low as
      2.44%
    • Home Equity Loan
      Fixed APR* as low as
      2.99%
    • Personal Loan
      APR* as low as
      6.75%
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  • Contact
    • Mailing Address
      1434 New Road
      Northfield, NJ 08225
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  • Home
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Loans

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Loans
We believe the American Dream shouldn't come with a high interest rate. Our goal is to provide our community with flexible purchasing power at the lowest rates possible.
 
  • Auto Loans
    We offer up to 100% financing, flexible terms and pre-approval before you shop on all vehicle loans.
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  • Credit Cards
    Experience love at first swipe with a Jersey Shore Mastercard! Plus enjoy lots of extra card benefits and a simple mobile app to manage your account from anywhere.
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  • First Mortgages
    We're committed to providing you competitive, convenient and flexible financing options through our partnership with OwnersChoice Funding.
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  • Home Equity Lending
    Use the equity in your home to fulfill any need or meet any goal. Borrow up to 80% of your home's appraised value.
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  • Personal Lending
    Our personal lending products can fulfill any financing need. Our low rates and flexible terms can get you the cash you need without breaking your budget.
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  • Student Loans
    Pay for college the smart way with three great repayment options and competitive interest rates through the Smart Option Student Loan® by Sallie Mae®.
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  • RV, Boat & Motorcycle Loans
    When it comes to recreational vehicles, we've got a loan for that! Enjoy up to 100% financing, flexible terms and pre-approval before you shop.
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  • Credit Builder Loan
    Can't get approved for a loan? Repair your credit history and improve your credit worthiness while building up savings with this unique program!
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    It's Time to Buy or Refi!
    Rates are low! Our mortgage center provides competitive and flexible financing — painlessly!
    Learn More
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    You Found a Better Card
    Enjoy a 12-month introductory rate at 1.99% APR* with no annual or balance transfer fees.
    Learn More
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    Get discounted vehicle pricing when you purchase your next car through the Jersey Shore Car Buying Service.
    Learn More

Explore More Options

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did you know we have
weekend hours?
Open Saturdays
  • Northfield, NJ
  • Hammonton, NJ
  • Galloway, NJ
  • Rio Grande, NJ
Open 24/7
  • PATT Automated Phone Teller
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more branch locations
  • FAA Tech Center (employees only)
  • Shared Branches (available nationwide)

Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative. Our main goal is to provide quality services to meet the financial needs of our members. We offer great rates on savings and loans, an exceptional checking account, free or low-cost financial products, and friendly, personal service.

Membership is available to anyone who lives, works, worships, volunteers or attends school in Atlantic or Cape May counties, as well as employees or members of an organization in our Community Network. Family members of existing members are also eligible to join the credit union.

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  • Call 609-646-3339
  • 609-646-3339
  • 888-322-2848
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  • Routing # 231277440
ATM & branch locator