Loan Rates

Effective July 1, 2017

Vehicle Loans | Recreational Vehicle Loans | Personal Loans | Lines of Credit | Home Equity Loans | Mortgages |
For Student Loans, use our Sallie Mae Online Loan Application.

New Vehicle Loan (2017 and newer to 2016 untitled)

Maximum Amount FinancedEstimated TermAPR
75% to 100% LTV**
Up to 60 Monthsas low as 1.99%*
Under 75% LTV**
Up to 60 Monthsas low as 1.74%*

Ask about our longer terms today!

Get pre-approved for your vehicle loan so you can shop with confidence!
*Rates reflect .25% APR off for auto pay from a Jersey Shore checking account with direct deposit. **Higher Loan To Value (LTV) on vehicles may be available at a slightly higher rate, if qualified.


Used Vehicle Loan (2016 titled, 2015, 2014, and 2013)

Maximum Amount FinancedEstimated TermAPR
75% to 100% LTV**
Up to 60 Monthsas low as 2.24%*
Under 75% LTV**
Up to 60 Monthsas low as 1.99%*

Longer terms and older car financing available. Ask for details today.

Get pre-approved for your vehicle loan so you can shop with confidence!
*Rates reflect .25% APR off for auto pay from a Jersey Shore checking account with direct deposit. High mileage may limit term and increase rates. **Higher Loan To Value (LTV) on vehicles may be available at a slightly higher rate, if qualified.



New Recreational Vehicles (2017 and newer or 2016 untitled)

Maximum Amount FinancedEstimated Term
APR
Up to 100%Up to 60 Monthsas low as 5.49%
Get pre-approved for your Recreational Vehicle loan so you can shop with confidence! Longer terms available.


Used Recreational Vehicles (2016 titled and older)

Maximum Amount FinancedEstimated TermAPR
Up to 100%Up to 60 Monthsas low as 6.49%
Get pre-approved for your Recreational Vehicle loan so you can shop with confidence! Longer terms available.



New Boats (2017 and newer or 2016 untitled)

Maximum Amount FinancedEstimated Term
APR
Up to 100%Up to 60 Monthsas low as 5.49%
Get pre-approved for your Boat loan so you can shop with confidence! Longer terms available.


Used Boats (2016 titled and older)

Maximum Amount FinancedEstimated Term
APR
Up to 100%Up to 60 Monthsas low as 6.49%
Get pre-approved for your Boat loan so you can shop with confidence! Longer terms available.



New Motorcycles (2017 and newer or 2016 untitled)

Maximum Amount FinancedEstimated TermAPR
Up to 100%Up to 60 Monthsas low as 5.49%
Get pre-approved for your Motorcycle loan so you can shop with confidence! Longer terms available.


Used Motorcycles (2016 titled and older)

Maximum Amount FinancedEstimated TermAPR
Up to 100%Up to 60 Monthsas low as 6.49%
Get Pre-approved for your Motorcycle loan so you can shop with confidence! Longer terms available.



Credit Builder Loan

Maximum Amount FinancedEstimated Term
APR*
$300 - $5,000Up to 48 Months12.50%

This loan is designed to improve your credit worthiness. Click here for details.


Personal Loan

Maximum Amount FinancedEstimated TermAPR*
$500 - $20,000Up to 60 Monthsas low as 9.00%
Get a personal loan for any reason. Borrow for vacations, wedding, furniture, new computer, to pay off high rate bills from other financial institutions, or for any other reason.


Line of Credit

Maximum Amount FinancedEstimated Term< APR
$500-$2,000Line of Credit - Revolving14.50%


Share & Share Certificate Secured

Maximum Amount FinancedEstimated TermAPR
Up to 100%Up to 60 Months2.50% above dividend rate being earned


Home Equity Loan Fixed Closed-End Program
(Rates 1.00% APR higher for Investment Properties)
Rates are falling!  Home Equity Loan Sale on 60-month term as low as 3.24% APR.  Sale rates effective September 1 through November 30, 2017.

Maximum Amount FinancedEstimated TermAPR
70% up to $250,000Up to 60 Monthsas low as 3.24%

Up to 84 Monthsas low as 4.24%

Up to 120 Monthsas low as 4.50%

Up to 180 Monthsas low as 4.75%
80% up to $250,000*Up to 60 Monthsas low as 3.24%

Up to 84 Monthsas low as 5.00%

Up to 120 Monthsas low as 5.50%

Up to 180 Monthsas low as 6.00%
With our closed-end Home Equity Loan you can borrow a set amount for any reason. Contact us for complete details.
*80% Available to 1st lien position only.


Home Equity Line of Credit (Variable Rate APR)

Maximum Amount FinancedEstimated TermAPR
70% up to $250,000Open Endas low as 4.25%
80% up to $250,000Open Endas low as 4.50%
Our variable rate Home Equity Line of Credit (HELOC) allows you to establish your credit limit up to $250,000. Investment property HELOC credit limit is up to $50,000. Use it for any reason. Contact us for complete details.
*80% Available to 1st lien position only.

*APR = Annual Percentage Rate.