Home Equity Loans

Home Equity Loans

Turn your home's equity into the cash you need to finance your dreams. Borrow up to 80% of your home's appraised value minus any first mortgage amount and liens and use that money to go on vacation, purchase a vehicle, finance an education, or achieve any other financial goal you may have. Here’s what you can expect when you take out a home equity loan with us:
  • No application fees or points
  • A variety of terms
  • No processing fee for loans over $20,000 (under $20,000 there is a $250 processing fee)

Home Equity Fixed Closed-End Program

A fixed rate loan makes it easy to budget your payments. With this loan, you borrow a lump sum and enjoy both a fixed rate and uniform monthly payments.

Home Equity Line Of Credit

Enjoy the convenience of borrowing only what you need when you need it. A line of credit allows you to draw money against your approved borrowing amount as you need it. You can access your variable rate line of credit with convenience checks or you can come in to make a withdrawal.

Insurance Options

Ask us about homeowner’s insurance and payment protection insurance.  Working with carefully selected insurance partners, these programs provide discounted rates for you, as a credit union member. 

Apply Now

There are several convenient ways to apply:

NMLS number for Jersey Shore Federal Credit Union is 771969.