Loans & Credit

Jersey Shore FCU has a wide range of loans to meet all of your borrowing needs. All loans come with flexible terms and low rates.


Check out our great rates.

Online Loan Application

Use our Online Loan application to apply for a student loan, personal loan, line of credit, vehicle loan, RV loan, or home equity loan and a MasterCard Credit Card.

Vehicle Loans

We offer up to 100% financing, flexible terms and pre-approval before you shop on all vehicle loans.

Credit Builder Loan

Jersey Shore Federal Credit Union’s Credit Builder Loan enables members with damaged credit histories to improve their credit worthiness.


We can help you purchase the home of your dreams through our partnership with OwnersChoice Funding.

Home Equity Loans

Use your home’s equity to finance anything from a vacation to a new vehicle.

Personal Loans

We offer low rates and flexible terms on our personal loans, which can be used for a variety of purposes including vacations, wedding expenses and furniture.

Lines of Credit

Borrow up to $5,000 with a line of credit. If you have a recurring need for cash, a line of credit may be the perfect solution.

Student Loans

Take out a student loan to help pay for higher education.

Recreational Vehicle Loans

We offer up to 100% financing with convenient terms and low rates on RV, motorcycle, and boat loans.

MasterCard Credit Card

You’ll experience love at first swipe with low rates, no balance transfer fee, added benefits, and so much more!


Use our helpful calculators to determine your loan payments and terms.