Rates

Effective March 31, 2015
Share/Draft/Clubs/IRA Information
Term of Account Balance APR* APY**
All Shares all balances 0.05% 0.05%
Draft all balances 0.00% 0.00%
IRA Variable all balances 0.35% 0.35%
Surf Club up to $1,000 0.20% 0.20%
View Savings Disclosure
**APY= Annual Percentage Yield. *APR= Annual Percentage Rate.

Share Certificates

Term Balance APR APY
6 months $1‚000.00 - $24‚999.99 0.20% 0.20%
6 months $25,000.00 and above 0.20% 0.20%
12-60 months $1‚000.00 - $24‚999.99 0.40% 0.40%
12-60 months $25‚000.00 and above 0.65% 0.65%

View Certificate Disclosure

IRA Certificates

Term Balance APR APY
12-60 months $250.00 - $24,999.99 0.50% 0.50%
12-60 months $25,000 and above 0.75% 0.75%

View Certificate Disclosure

Money Market Rates

Tiered Amount APR APY
$500 to $49,999.99 0.15% 0.15%
$50,000 and over 0.35% 0.35%

View Money Market Disclosure