Below are our disclosures and fees for business accounts. For personal accounts, please see our Personal Fees & Disclosures.
Disclosures
Accounts
Services
Website & Membership
Business Fee Schedule
| Item |
Fee |
| Insufficient Fund Item Charge/Uncollected Funds |
$35.00 per item |
| Certified Check |
$10.00 per check |
| Copy of Canceled Share Draft |
$2.00 per check |
| Overdraft Protection from Share or Share Draft |
$7.00 per transfer |
| Starter Checks (After first 12 for new accounts) |
$2.00 per 4 checks |
| Official/Corporate Check made payable to another party (except from loan proceeds or payable to self) |
$8.00 per check |
| Stop Payment (Member Request) |
$30.00 per item ($100 maximum for lost or stolen checks) |
| Monthly Fee when balance falls below $500 |
$5.00 per month |
All fees are set by the Board Of Directors and subject to change.
| Item |
Fee |
| Excessive Transaction* |
$10.00 per transaction |
| Monthly Fee if Below Minimum $500 Required Balance |
$5.00 per month |
*Money Market Account Excessive Transaction fee applies when the account exceeds six pre-authorized transactions per month. All fees are set by the Board Of Directors and subject to change.
| Item |
Fees |
| Charges for Replacement Cards (If rush delivery is needed, add $45) |
$5.00 each |
| Deposits of Insufficient Fund Check |
$35.00 per item |
| Insufficient Fund Charge |
$35.00 per transaction |
| Overdraft Protection from Share or Share Draft |
$7.00 per transfer |
| Out-of-Network Fee (Non Jersey Shore FCU ATMs) |
50¢ per balance inquiry |
| Out-of-Network Fee (Non Jersey Shore FCU, CO-OP, and Allpoint ATMs) |
$1.50 per withdrawal |
All fees are set by the Board Of Directors and subject to change.
| Item |
Fees |
| Western Union Wire – International (up to $20,000) |
$20.00 plus 2% of the wire amount |
| Wire Transfer (Domestic) – Outgoing |
$20.00 per wire |
| Wire Transfer (International and Domestic) – Incoming |
$15.00 per wire |
| Dormant Account – Accounts over $300 that are inactive for 12 months or more will be charged on the last day of each month. |
$5.00 per month |
| Western Union Wire – Domestic (up to $10,000) |
$20.00 |
| New Main Share Account closed within 3 months of opening |
$25.00 |
| Mailed Paper Statement |
$1.50 per mailing |
| Copy of Statement |
Free for current year; $1.00 per page for previous years |
| Return Mail |
$7.00 per item |
| Vehicle Repossession Fee |
$100.00 plus repossession costs |
| Verification of Account |
$15.00 per account |
| Fax for non-credit union business |
$2.00 per fax |
| Liens, Levies, and Attachments |
$125.00 per lien, levy, & attachment |
| IRA Transfers Outgoing |
$25.00 per transfer |
| Address Locator Fee |
$25.00 (Additional fees may apply) |
| Early Closure of Holiday, Vacation or Surf Club |
$20.00 plus earned dividends |
| Wire Transfer (International) – Outgoing |
$40.00 per wire |
| Electronic Payment Insufficient Funds |
$35.00 per item |
| Money Orders |
$ 3.00 each |
| Account Reconciliation Request (If error not caused by credit union) |
$25 per hour |
| Return Check or Insufficient Fund Item Charge |
$35.00 per check |
| e-Pay (Bill Payer Service) without Checking and Debit/ATM Card |
$6.95 per month |
| Negative Balance Charge |
$25.00 per day |
| Item |
Fees |
| ATM Withdrawal Fee at JSFCU ATM |
$2.50 per withdrawal |
| Travelers Express Money Orders |
$4.00 each |
| Notary Services |
$2.50 per notary |
| Coin Counting Machine |
9.00% of total coin counted |
All fees are set by the Board Of Directors and subject to change.
