Below are our disclosures and fees for business accounts. For personal accounts, please see our Personal Fees & Disclosures.
Disclosures
Accounts
Services
Website & Membership
Business Fee Schedule
Item |
Fee |
Insufficient Fund Item Charge/Uncollected Funds |
$35.00 per item |
Certified Check |
$10.00 per check |
Copy of Canceled Share Draft |
$2.00 per check |
Overdraft Protection from Share or Share Draft |
$7.00 per transfer |
Starter Checks (After first 12 for new accounts) |
$2.00 per 4 checks |
Official/Corporate Check made payable to another party (except from loan proceeds or payable to self) |
$8.00 per check |
Stop Payment (Member Request) |
$30.00 per item ($100 maximum for lost or stolen checks) |
Monthly Fee when balance falls below $500 |
$5.00 per month |
All fees are set by the Board Of Directors and subject to change.
Item |
Fee |
Excessive Transaction* |
$10.00 per transaction |
Monthly Fee if Below Minimum $500 Required Balance |
$5.00 per month |
*Money Market Account Excessive Transaction fee applies when the account exceeds six pre-authorized transactions per month. All fees are set by the Board Of Directors and subject to change.
Item |
Fees |
Charges for Replacement Cards (If rush delivery is needed, add $45) |
$5.00 each |
Deposits of Insufficient Fund Check |
$35.00 per item |
Insufficient Fund Charge |
$35.00 per transaction |
Overdraft Protection from Share or Share Draft |
$7.00 per transfer |
Out-of-Network Fee (Non Jersey Shore FCU ATMs) |
50¢ per balance inquiry |
Out-of-Network Fee (Non Jersey Shore FCU, CO-OP, and Allpoint ATMs) |
$1.50 per withdrawal |
All fees are set by the Board Of Directors and subject to change.
Item |
Fees |
Western Union Wire – International (up to $20,000) |
$20.00 plus 2% of the wire amount |
Wire Transfer (Domestic) – Outgoing |
$20.00 per wire |
Wire Transfer (International and Domestic) – Incoming |
$15.00 per wire |
Dormant Account – Accounts over $300 that are inactive for 12 months or more will be charged on the last day of each month. |
$5.00 per month |
Western Union Wire – Domestic (up to $10,000) |
$20.00 |
New Main Share Account closed within 3 months of opening |
$25.00 |
Mailed Paper Statement |
$1.50 per mailing |
Copy of Statement |
Free for current year; $1.00 per page for previous years |
Return Mail |
$7.00 per item |
Vehicle Repossession Fee |
$100.00 plus repossession costs |
Verification of Account |
$15.00 per account |
Fax for non-credit union business |
$2.00 per fax |
Liens, Levies, and Attachments |
$125.00 per lien, levy, & attachment |
IRA Transfers Outgoing |
$25.00 per transfer |
Address Locator Fee |
$25.00 (Additional fees may apply) |
Early Closure of Holiday, Vacation or Surf Club |
$20.00 plus earned dividends |
Wire Transfer (International) – Outgoing |
$40.00 per wire |
Electronic Payment Insufficient Funds |
$35.00 per item |
Money Orders |
$ 3.00 each |
Account Reconciliation Request (If error not caused by credit union) |
$25 per hour |
Return Check or Insufficient Fund Item Charge |
$35.00 per check |
e-Pay (Bill Payer Service) without Checking and Debit/ATM Card |
$6.95 per month |
Negative Balance Charge |
$25.00 per day |
Item |
Fees |
ATM Withdrawal Fee at JSFCU ATM |
$2.50 per withdrawal |
Travelers Express Money Orders |
$4.00 each |
Notary Services |
$2.50 per notary |
Coin Counting Machine |
9.00% of total coin counted |
All fees are set by the Board Of Directors and subject to change.