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Business Checking

Our Business Advantage Checking is a simple and efficient option for your business or organization.

Business Advantage Checking

Our business checking account requires an initial deposit of just $25 and a minimum monthly balance of just $500.† It’s eligible for overdraft protection from your Business Savings Account, which is opened for you when your business joins the credit union. Plus, it offers unlimited check writing. 

With Advantage Checking, you’ll gain access to all of our convenient e-Services:

  • Free monthly e-Statements, our online statements
  • Free unlimited use of e-Branch, our online banking
  • Free online e-Pay when using a Jersey Shore Debit Card, otherwise, there is a $6.95 monthly fee
  • Free use of our JSFCU Mobile Banking App for banking and deposit
  • Free unlimited use of PATT, our 24-hr automated telephone transaction line

Business Checking Rates

Effective March 24, 2023
AccountMin Balance to Earn DividendsDividend RateAPY*
Advantage$1000.05%0.05%

*APY = Annual Percentage Yield.
View Advantage Checking Disclosure

Mastercard Debit/ATM Card

When you open your Business Advantage Checking Account you can also request your Debit/ATM Card for access to 85,000 surcharge-free Allpoint and CO-OP ATMs. If you need to add a Debit/ATM Card to an existing Checking Account, or you need to order a replacement card, please call or visit any branch location.

Point of Sale Purchases

Use your free Mastercard Debit/ATM Card to make purchases anywhere MasterCard is accepted. When shopping, just select the “Credit” option to swipe and sign with ultimate convenience! All purchases will be automatically deducted from your checking account balance.

Surcharge-Free ATMs

You can also use your Mastercard Debit/ATM Card at more than 55,000 Surcharge-Free Allpoint ATMs worldwide and nearly 30,000 Surcharge-Free CO-OP ATMs across 50 states and Canada! Find an ATM near you!

Mastercard Identity Check

Leveraging state-of-the-art technology, Mastercard Identity Check helps verify that your purchases are truly yours. In the event of uncertainty, you may be asked to further authenticate your identity via one-time passcode or biometrics*. It’s sophisticated, yet simple, for greater peace of mind.

Open an Account Today!

There are two convenient ways to open a business checking account:

Learn more by calling 609-646-3339 or 1-888-322-2848 toll-free and select option 2. Member Service Representatives are available by phone during business, evening and weekend hours. Check our Call Center Hours for availability.

† Low balance fee applies for balances under $500. See our Business Fee Schedule.
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