Surf Club

Surf Club
Members between the ages 18-25 are automatically enrolled in Surf Club. As club members you’ll receive exclusive benefits!

Setting You Up for Success

At Jersey Shore, we place a lot of value on our young adult members — you guys are the upcoming generation of workers, savers, spenders and caretakers. There's a lot riding on you and we want to help ensure your financial success!

Extra Member Benefits Just for Young Adults

  • No minimum account balances
  • Forgiveness on first checking overdraft, just ask!
  • Higher dividends on the first $1,000 in your Savings Account

Savings Dividend Rates

Effective Mar 1, 2018
Account Balance Dividend Rate APY*
Surf Club up to $1,000 0.20% 0.20%

*APY= Annual Percentage Yield.
View Savings Disclosure

Financial Resources to Set You on the Right Path

We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources, including videos, podcasts, calculators, articles and more!

Take advantage these money management toolkits:

Plus, check out resources to help you with these everyday life events:


Need money to help pay for school?  We offer Traditional Scholarships for high school students.  Plus, our Non-Traditional scholarships are perfect for anyone 18-25.  Members can apply for scholarships January through March each year.  Visit our Scholarship Page for more information.

Open an Account Today!

There are several convenient ways to open a savings account for ages 25 and under:

Member Service Representatives are available to open your account by phone during business, evening and weekend hours. Check our Call Center Hours for availability.