When you become a member of Jersey Shore Federal Credit Union, a regular share account will be opened with your deposit of $25. This primary savings account is your "share" in the credit union and is the ideal place for your emergency fund and short-term savings goals. Dividends are compounded and credited monthly.
Do you need help saving some cash for the holidays or for your next vacation? We've got accounts for that! Our Holiday and Vacation Accounts help you set a little aside all year long with Direct Deposit and Payroll Allotment. Dividends are compounded and credited monthly, just like your Regular Savings Account, and the funds are held safely for your intended purpose.
Contribute to your Holiday Savings Account year round, as often or as little as you'd like. The account matures in October of each year and funds are automatically dispersed to your Checking or Regular Savings Account.† The account automatically renews each year for your convenience so you can start saving for the following year.
Customize your Vacation Savings Account to have funds ready to go when you are. Set aside your play money year round and we'll disperse the funds to your Checking or Savings Account in January, April, July or October — your choice!† We'll renew your account automatically so you can start planning next year's trip.
Looking for a regular savings account for a special purpose? Want to be able to access funds whenever you need? Just open a Secondary Savings Account.
*APY= Annual Percentage Yield.View Savings Disclosure
Your deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 for savings and up to an additional $250,000 for IRAs. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. For more information about our deposit insurance, visit the National Credit Union Administration's website.
There are several convenient ways to open general, holiday, vacation or secondary savings accounts:
If opening your account online, we will follow up with you by email for your identification* and signature.
We are available to answer any questions you may have by calling 609-646-3339 or 1-888-322-2848 toll-free and select option 2. Check our Call Center Hours for availability.