Savings
Get in the habit of saving for future expenses and purchases. We offer a variety of accounts to help you tailor your short-term savings plan and a payroll allotment service to put it on autopilot.

Regular Share Account

When you become a member of Jersey Shore Federal Credit Union, a regular share account will be opened with your deposit of $25. This primary savings account is your "share" in the credit union and is the ideal place for your emergency fund and short-term savings goals. Dividends are compounded and credited monthly.

Holiday & Vacation Accounts

Do you need help saving some cash for the holidays or for your next vacation? We've got accounts for that! Our Holiday and Vacation Accounts help you set a little aside all year long with Direct Deposit and Payroll Allotment. Dividends are compounded and credited monthly, just like your Regular Savings Account, and the funds are held safely for your intended purpose.

Holiday Savings

Contribute to your Holiday Savings Account year round, as often or as little as you'd like. The account matures in October of each year and funds are automatically dispersed to your Checking or Regular Savings Account.† The account automatically renews each year for your convenience so you can start saving for the following year.

Vacation Savings

Customize your Vacation Savings Account to have funds ready to go when you are. Set aside your play money year round and we'll disperse the funds to your Checking or Savings Account in January, April, July or October — your choice!† We'll renew your account automatically so you can start planning next year's trip.

Secondary Savings Account

Looking for a regular savings account for a special purpose? Want to be able to access funds whenever you need? Just open a Secondary Savings Account.

Savings Dividend Rates

Effective May 15, 2021
Account Balance Dividend Rate APY*
Regular, Secondary, Holiday, Vacation all balances 0.08% 0.08%
Surf Club up to $1,000 0.20% 0.20%

*APY= Annual Percentage Yield.
View Savings Disclosure

Open an Account Today!

There are two convenient ways to open general, holiday, vacation or secondary savings accounts:

 

We are available to answer any questions you may have by calling 609-646-3339 or 1-888-322-2848 toll-free and select option 2. Check our Call Center Hours for availability.

Your Money Is Safe

Your deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 for savings and up to an additional $250,000 for IRAs. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. For more information about our deposit insurance, visit the National Credit Union Administration's website.

†Note: There is a penalty for early withdrawal on Holiday or Vacation Savings Accounts.

*Acceptable primary forms of identification are: 1) Unexpired Driver’s license with photo; Valid US passport or Foreign passport with government issued document showing residence, photo, and nationality; Resident alien card; Photo County ID; Green Card; Matricula Card; Current photo work ID; Current U.S. government military or civilian photo identification; Unexpired State issued photo ID – non drivers license.

Acceptable secondary forms of identification are: 2) Social Security Card (Minors Only); Original birth certificate (Minors Only); State or Military ID; Resident Alien card; Voter registration card; Firearms license or permit; Current employment photo identification (must be from qualified select employee group; Current student photo identification; Unexpired Credit or Debit Card; Marriage license or divorce decree.

All identification and documentation are subject to verification and must meet minimum information requirements.