Jersey Shore welcomes members of all ages!
Children ages 12 and under are automatically enrolled in Little Stars Club. This club is designed to teach kids that saving money can be fun, and it works to instill an important habit to start at an early age. Kids receive a membership kit and we offer periodic special events and coloring contests too. Just like every other share account holder, kids get a statement in the mail every three months.
Games, Learning and Activities
For fun games, extra financial advice, and other great activities please visit these websites!
MyCreditUnion.govOpens in New Window is a great way to learn all about Credit Unions and what makes them unique. You will also be able to play fun games all while learning about the different aspects of finance. Great for all ages!
Bizkids.comOpens in New Window is a great way to get your business mind flowing. Here you can play their three featured games: Break the Bank, Bring Home the Bacon and Dollar a Glass. You can also find educational links to learn more about being a young entrepreneur. Great for all ages!
ABCYa.comOpens in New Window is an awesome website to learn the basics of money and counting. Play our favorite kids game money bingo and learn how to count up all those dollar and cents. Perfect for ages 4-12.
KidsFinance.comOpens in New Window is the perfect website to teach you the important lessons of saving and investing. Here you can also learn the history of money as well as play some fun games and puzzles .Awesome for ages 5-10!
RichKidSmartKid.comOpens in New Window is a website dedicated to improving your financial knowledge. Play fun business and money based games that teach kids important lessons. Great for all ages.
Financial Tips for Kids
You’re growing up and assuming more responsibilities. And maybe you’re getting an allowance for some of those chores you do around the house. Perhaps your relatives have finally started giving you cash for your birthday.
Now that you have gotten a little taste of that financial freedom here are a couple great ways to gain some extra cash!
- Chores around the house, they might not be the most exciting but an allowance is a great way to get started
- If the weather is nice make a lemonade stand, it’s never too early to start working on that business mind
- Walk dogs for friends and family, if you like spending time with furry friends than this is a smart choice
- Set aside old unwanted toys and sell them at your families next garage/yard sale
- Be creative! There are many other ways young kids can begin to start earning some money
Now that you're earning money, it’s very important that you start to save; this is a list of reasons why!
- Saving money can help you buy things you don’t have enough money for right now
- Saving means you will have money in case of any emergency
- It will make you happy to see your money pile up and your hard work pay off
- As you get older you will have more freedom to buy the things you want
If you want to start saving and earning dividends at the same time, ask your parent or guardian to help you open a credit union account. Then you can look at your statements together and see how your money has grown!
Creating a Budget
Creating a budget and saving money isn’t easy. It takes a little practice and a lot of discipline. What’s great about budgeting is that anyone can do it no matter how old they are! Here are some steps to get you on your way:
- Set goals for your money and what you plan to use it for
- Figure out how much you make and spend each month
- Set aside money for the things you definitely need and can’t live without
- Separate your money into spending and savings
- Put your plan into action and watch your money build up
- Review your plan to make sure it’s working for you!
Saving Money While You Spend
Saving money isn’t just about putting money in a savings account. You can also save money by being a smart shopper. Here are some ways to stretch those dollars:
- Make sure you never purchase anything that you will not use
- Make sure not to purchase anything you cannot afford
- Try not to pay full price for anything, more often than not there is a coupon available!
- Shop online to look for the best deal on items
Open an Account Today!
There are two convenient ways to open a youth savings account:
Open an Account
Please tell us about yourself:
Current Member Parents: Sign in and select "Open Additional Accounts/Loans" from the left menu.
We are available to answer any questions you may have by calling 609-646-3339 or 1-888-322-2848 toll-free and select option 2. Check our Call Center Hours for availability.
Your Money Is Safe
Your deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 for savings and up to an additional $250,000 for IRAs. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. For more information about our deposit insurance, visit the National Credit Union Administration's website.
Acceptable primary forms of identification are: 1) Unexpired Driver’s license with photo; Valid US passport or Foreign passport with government issued document showing residence, photo, and nationality; Resident alien card; Photo County ID; Green Card; Matricula Card; Current photo work ID; Current U.S. government military or civilian photo identification; Unexpired State issued photo ID – non drivers license.
Acceptable secondary forms of identification are: 2) Social Security Card (Minors Only); Original birth certificate (Minors Only); State or Military ID; Resident Alien card; Voter registration card; Firearms license or permit; Current employment photo identification (must be from qualified select employee group; Current student photo identification; Unexpired Credit or Debit Card; Marriage license or divorce decree.
All identification and documentation are subject to verification and must meet minimum information requirements.