We know tough times may have prevented you from keeping your checking account in good standing. At Jersey Shore Federal Credit Union, we believe sometimes you just need a fresh start. Our Fresh Start Checking combines essential banking services with the necessary education to perfect your checking account management skills.
After twelve consecutive months with no Non-Sufficient Funds (NSF) incidents, and upon request, a Fresh Start Checking Account member can upgrade to our free Regular Checking Account.
Our inbalance® Checking Account Management Education Program is a short online, self-study course that will teach you all the components of wise checking account management. You’ll complete a brief exam and the results will be emailed to you and the Credit Union. With a score of 80 or above, your checks and Debit/ATM card for your Fresh Start Checking Account will be ordered.
There are several convenient ways to open a Fresh Start Checking Account:
Member Service Representatives are available to open your account by phone during business, evening and weekend hours. Check our Call Center Hours for availability.
Get access to your funds faster with Direct Deposit. Have all or a portion of your paycheck deposited directly into your Checking Account. Just provide your employer or payment office your Checking Account number and the Jersey Shore FCU routing and transit number: 231277440.
Once you have Direct Deposit, you can set up Payroll Allotment Service to automatically distribute your funds across your accounts as you designate. Just stop by any branch location or call 609-646-3339, Option 2 to set up Payroll Allotment.