Dividend Rates

Savings Dividend Rates

Effective Nov 1, 2022
Account Balance Dividend Rate APY*
Regular, Secondary, Holiday, Vacation all balances 0.10% 0.10%
Surf Club up to $1,000 0.20% 0.20%

*APY= Annual Percentage Yield.
View Savings Disclosure

Certificate Dividend Rates

Effective Nov 1, 2022
Term Balance Dividend Rate APY*
6 months $1‚000.00 - $24‚999.99 0.85% 0.85%
6 months $25,000.00 and above 0.90% 0.90%
12 months $1‚000.00 - $24‚999.99 1.50% 1.51%
12 months $25‚000.00 and above 1.55% 1.56%
18 months $1‚000.00 - $24‚999.99 1.60% 1.61%
18 months $25‚000.00 and above 1.65% 1.66%
24 months $1,000.00 - $24,999.99 2.00% 2.02%
24 months $25,000.00 and above 2.05% 2.07%
36 months $1,000.00 - $24,999.99 2.30% 2.32%
36 months $25,000.00 and above 2.35% 2.38%
48 months $1,000.00 - $24,999.99 2.40% 2.43%
48 months $25,000.00 and above 2.45% 2.48%
60 months $1,000.00 - $24,999.99 2.40% 2.43%
60 months $25,000.00 and above 2.45% 2.48%

*APY= Annual Percentage Yield.
View Certificate Disclosure

IRA & Education Dividend Rates

Effective Nov 1, 2022
Term Balance Dividend Rate APY*
Variable-Rate Savings All Balances 0.40% 0.40%
6 months $250.00 - $24,999.99 0.85% 0.85%
6 months $25,000.00 and above 0.90% 0.90%
12 months $250.00 - $24,999.99 1.50% 1.51%
12 months $25,000.00 and above 1.55% 1.56%
18 months $250.00 - $24,999.99 1.60% 1.61%
18 months $25,000.00 and above 1.65% 1.66%
24 months $250.00 - $24,999.99 2.00% 2.02%
24 months $25,000.00 and above 2.05% 2.07%
36 months $250.00 - $24,999.99 2.30% 2.32%
36 months $25,000.00 and above 2.35% 2.38%
48 months $250.00 - $24,999.99 2.40% 2.43%
48 months $25,000.00 and above 2.45% 2.48%
60 months $250.00 - $24,999.99 2.40% 2.43%
60 months $25,000.00 and above 2.45% 2.48%

*APY= Annual Percentage Yield.
View Certificate Disclosure

Money Market Dividend Rates

Effective Nov 1, 2022
Tiered Amount Dividend Rate APY*
$500.00 to $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.35% 0.35%
$50,000.00 and above 0.50% 0.50%

*APY= Annual Percentage Yield.
View Money Market Disclosure