Dividend Rates

Savings Dividend Rates

Effective Mar 8, 2023

Account	Balance	Dividend Rate	APY*
Regular, Secondary, Holiday, Vacation	all balances	0.15%	0.15%
Surf Club	up to $1,000	0.25%	0.25%

*APY= Annual Percentage Yield.
View Savings Disclosure

Effective Mar 8, 2023

Term	Balance	Dividend Rate	APY*
6 months	$1‚000.00 - $24‚999.99	1.49%	1.50%
6 months	$25,000.00 and above	1.54%	1.55%
12 months	$1‚000.00 - $24‚999.99	1.98%	2.00%
12 months	$25‚000.00 and above	2.03%	2.05%
18 months	$1‚000.00 - $24‚999.99	2.23%	2.25%
18 months	$25‚000.00 and above	2.28%	2.30%
24 months	$1,000.00 - $24,999.99	2.47%	2.50%
24 months	$25,000.00 and above	2.52%	2.55%
36 months	$1,000.00 - $24,999.99	2.96%	3.00%
36 months	$25,000.00 and above	3.01%	3.05%
48 months	$1,000.00 - $24,999.99	3.05%	3.10%
48 months	$25,000.00 and above	3.10%	3.15%
60 months	$1,000.00 - $24,999.99	3.05%	3.10%
60 months	$25,000.00 and above	3.10%	3.15%

*APY= Annual Percentage Yield.
View Certificate Disclosure

Effective Mar 8, 2023

Term	Balance	Dividend Rate	APY*
Variable-Rate Savings	All Balances	0.45%	0.45%
6 months	$250.00 - $24,999.99	1.49%	1.50%
6 months	$25,000.00 and above	1.54%	1.55%
12 months	$250.00 - $24,999.99	1.98%	2.00%
12 months	$25,000.00 and above	2.03%	2.05%
18 months	$250.00 - $24,999.99	2.23%	2.25%
18 months	$25,000.00 and above	2.28%	2.30%
24 months	$250.00 - $24,999.99	2.47%	2.50%
24 months	$25,000.00 and above	2.52%	2.55%
36 months	$250.00 - $24,999.99	2.96%	3.00%
36 months	$25,000.00 and above	3.01%	3.05%
48 months	$250.00 - $24,999.99	3.05%	3.10%
48 months	$25,000.00 and above	3.10%	3.15%
60 months	$250.00 - $24,999.99	3.05%	3.10%
60 months	$25,000.00 and above	3.10%	3.15%