Dividend Rates

Dividend Rates

Savings Dividend Rates

Effective Mar 8, 2023
Account Balance Dividend Rate APY*
Regular, Secondary, Holiday, Vacation all balances 0.15% 0.15%
Surf Club up to $1,000 0.25% 0.25%

*APY= Annual Percentage Yield.
View Savings Disclosure


Certificate Dividend Rates

Effective Mar 8, 2023
Term Balance Dividend Rate APY*
6 months $1‚000.00 - $24‚999.99 1.49% 1.50%
6 months $25,000.00 and above 1.54% 1.55%
12 months $1‚000.00 - $24‚999.99 1.98% 2.00%
12 months $25‚000.00 and above 2.03% 2.05%
18 months $1‚000.00 - $24‚999.99 2.23% 2.25%
18 months $25‚000.00 and above 2.28% 2.30%
24 months $1,000.00 - $24,999.99 2.47% 2.50%
24 months $25,000.00 and above 2.52% 2.55%
36 months $1,000.00 - $24,999.99 2.96% 3.00%
36 months $25,000.00 and above 3.01% 3.05%
48 months $1,000.00 - $24,999.99 3.05% 3.10%
48 months $25,000.00 and above 3.10% 3.15%
60 months $1,000.00 - $24,999.99 3.05% 3.10%
60 months $25,000.00 and above 3.10% 3.15%

*APY= Annual Percentage Yield.
View Certificate Disclosure

IRA & Education Dividend Rates

Effective Mar 8, 2023
Term Balance Dividend Rate APY*
Variable-Rate Savings All Balances 0.45% 0.45%
6 months $250.00 - $24,999.99 1.49% 1.50%
6 months $25,000.00 and above 1.54% 1.55%
12 months $250.00 - $24,999.99 1.98% 2.00%
12 months $25,000.00 and above 2.03% 2.05%
18 months $250.00 - $24,999.99 2.23% 2.25%
18 months $25,000.00 and above 2.28% 2.30%
24 months $250.00 - $24,999.99 2.47% 2.50%
24 months $25,000.00 and above 2.52% 2.55%
36 months $250.00 - $24,999.99 2.96% 3.00%
36 months $25,000.00 and above 3.01% 3.05%
48 months $250.00 - $24,999.99 3.05% 3.10%
48 months $25,000.00 and above 3.10% 3.15%
60 months $250.00 - $24,999.99 3.05% 3.10%
60 months $25,000.00 and above 3.10% 3.15%

*APY= Annual Percentage Yield.
View Certificate Disclosure

Money Market Dividend Rates

Effective Mar 8, 2023
Tiered Amount Dividend Rate APY*
$500.00 to $24,999.99 0.40% 0.40%
$25,000.00 - $49,999.99 0.80% 0.80%
$50,000.00 and above 0.90% 0.90%

*APY= Annual Percentage Yield.
View Money Market Disclosure