Plus, you can avoid the embarrassment — and the expense — of bounced checks with our overdraft protection service. Need a fresh start? Check out our Fresh Start Checking Account.
When you open your Checking Account you can also request your Debit/ATM Card. If you need to add a Debit/ATM Card to an existing Checking Account, or you need to order a replacement card, please call or visit any branch location.
Use your free Mastercard Debit/ATM Card to make purchases anywhere MasterCard is accepted. When shopping, just select the "Credit" option to swipe and sign with ultimate convenience! All purchases will be automatically deducted from your checking account balance.
You can also use your Mastercard Debit/ATM Card at more than 55,000 Surcharge-Free Allpoint ATMs worldwide and nearly 30,000 Surcharge-Free CO-OP ATMs across 50 states and Canada! Find an ATM near you!
Mastercard SecureCode helps prevent thieves from using your Debit/ATM card to make purchases online. It attaches your account to a secret code you designate. If you don't know the code, you can't use the card number. Visit Mastercard SecureCodeOpens in New Window Opens a New Window. Opens in New Window to sign up today and see which merchants participate in the program.
There are several convenient ways to open a Checking Account:
Member Service Representatives are available to open your account by phone during business, evening and weekend hours. Check our Call Center Hours for availability.
Get access to your funds faster with Direct Deposit. Have all or a portion of your paycheck deposited directly into your Checking Account. Just provide your employer or payment office your Checking Account number and the Jersey Shore FCU routing and transit number: 231277440.
Once you have Direct Deposit, you can set up Payroll Allotment Service to automatically distribute your funds across your accounts as you designate. Just stop by any branch location or call 609-646-3339, Option 2 to set up Payroll Allotment.
Reorder your checks securely onlineOpens in New Window through our check printing partner, Liberty Checks. To start the quick online process, just grab your reorder form from your last book of checks.
If you order checks from anyone other than the Credit Union, you will need to supply them with: